ZIP code 28445: Holly Ridge, NC
ZIP code 28445 is in Holly Ridge (41% of residents), Surf City (23%) and Topsail Beach (4.5%), in Onslow County (74%) and Pender County (26%), North Carolina. 32% of its residents live outside city limits. It is in North Carolina's 3rd congressional district (74%) and North Carolina's 7th congressional district (26%). Its state senate districts are State Senate District 6 (74%) and State Senate District 9 (26%); its state house districts are State House District 16 (100%) and State House District 14 (<0.1%).
See it on the mapAll of North Carolina
City and county
| City or town | Share of ZIP residents |
|---|---|
| Holly Ridge | 41% |
| Surf City | 23% |
| Topsail Beach | 4.5% |
| County | Share of ZIP residents |
|---|---|
| Onslow County | 74% |
| Pender County | 26% |
| Town or county subdivision | Share of ZIP residents |
|---|---|
| Stump Sound township | 74% |
| Topsail township | 26% |
| Camp Lejeune UT | 0.1% |
Congressional districts
| Congressional district | Share of ZIP residents |
|---|---|
| North Carolina's 3rd congressional district (NC-03) | 74% |
| North Carolina's 7th congressional district (NC-07) | 26% |
This ZIP is split between districts. A mailing address in it could be in either; the map or locate_point gives the district for an exact address.
Elected officials
| Office | Member | Contact | Share of residents |
|---|---|---|---|
| U.S. Representative (NC-03) | Gregory F. Murphy (R) | 202-225-3415 | 74% |
| U.S. Representative (NC-07) | David Rouzer (R) | 202-225-2731 | 26% |
| U.S. Senator | Ted Budd (R) | 202-224-3154 · contact form | statewide |
| U.S. Senator | Thom Tillis (R) | 202-224-6342 · contact form | statewide |
| State Senator (State Senate District 6) | Michael Lazzara (R) | 74% | |
| State Senator (State Senate District 9) | Brent Jackson (R) | 26% | |
| State Representative (State House District 16) | Carson Smith (R) | 100% | |
| State Representative (State House District 14) | Wyatt Gable (R) | <0.1% |
Elected in 2024 under NC's previous congressional map; this district's lines changed for the 120th Congress (seated January 3, 2027).
Officials serving now (members of Congress until January 3, 2027). Sources: State legislators: Open States (public domain); Members of Congress: the @unitedstates project, congress-legislators (CC0).
Local government
- Holly Ridge laws: search for the Holly Ridge, North Carolina code of ordinances
- Surf City website: http://www.surfcitync.gov/
- Surf City laws: search for the Surf City, North Carolina code of ordinances
- Topsail Beach laws: search for the Topsail Beach, North Carolina code of ordinances
- Onslow County website: http://www.onslowcountync.gov
- Onslow County laws: search for the Onslow County, North Carolina code of ordinances
- Pender County website: https://www.pendercountync.gov/
- Pender County laws: search for the Pender County, North Carolina code of ordinances
State legislative districts
| State senate district | Share of ZIP residents |
|---|---|
| State Senate District 6 | 74% |
| State Senate District 9 | 26% |
| State house district | Share of ZIP residents |
|---|---|
| State House District 16 | 100% |
| State House District 14 | <0.1% |
Voting precincts
5 voting precincts overlap ZIP 28445. Map them, with each precinct's share of the ZIP's residents.
Get this in your AI agent
Your agent can get these cities, counties, districts and precincts with their shares, and their GeoJSON boundaries, from Boundary Atlas. Add https://atlas-production-d344.up.railway.app/mcp to Claude, ChatGPT, Cursor or Codex (free, no key; how), then:
related_geographies(id="us:zcta:28445")
ZIP 28445 here is the Census Bureau's ZIP Code Tabulation Area, which approximates the USPS ZIP Code; PO-box-only ZIPs have none. Districts are the maps in force for the November 3, 2026 election.